Velenkosini Matsebula & Derek Yu

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Velenkosini Matsebula is an Economics Lecturer at the University of the Western Cape. Derek Yu is currently a Professor at the Department of Economics, University of the Western Cape.

More needs to be done by South African banks to ensure financial inclusion

Financial inclusion initiatives directed at poorer people in South Africa should be closely monitored. This is because they don’t always have a positive impact, particularly on poor people.