Across Africa the failure of some governments to fulfill some of their basic functions is leaving a gap for privately-owned companies to provide what are supposed to e public services. But, at what cost?
With any tech regulation or policy passed, it has to pass a test determining whether it benefits citizens or not. If it doesn't, it is likely there is corruption involved. Alternatively, it could just be rent-seeking.
Kwarapshin, as it is sometimes known in Nigeria, is not unique to Africa, it happens across all countries in the world. However, looting public funds has a more pronounced effect on citizens' lives in Africa.